hi, everyone welcome to "on the money." i'm becky quick. good camp for business how some are going back to school to get a lesson in startups and become an entreprene entrepreneur. catch him if you can he's now on the other side. we keep hearing the "r" word these days what to do if you sense a recession is coming. you don't have to worry about tipping. how one pizza company is trying to get a slice of the pie with this innovation. "on the money" starts right now.

this labor day weekend we are thinking about workers and veterans after their service, finding the right civilian job can be difficult, but those military skills learned can be a valuable tool in starting a new business. our contessa brewer went to the university where a boot camp is helping veterans. >> reporter: natasha spent 20 years in the army. >> i had opportunities to be a commander. i was airborne i worked in special operations i supported special operations around the world. >> reporter: when she retired, with all of her skills and logistics and management, she took a jock at william sonoma. there were some hurdles. >> there was lack of camaraderie, lack of values, military value. >> reporter: after seven months, she quit though she landed an interview at amazon, she opted to start her own business shoes. >> i remember how much i loved

shoes from being stationed in italy. >> reporter: to get her shoe business off the ground, she needed a boot camp, one designed especially for entrepreneurs and especially for veterans. she found it here at syracuse, university with an institute for veterans and military families, syracuse is tackling the challenge of transitioning from the armed forces to civilian life, but for women, that can be especially challenging. >> getting their transition right is core to ensuring long-term financial ability. >> reporter: she went to congress about the problem women vets spend longer looking for work, make 30% on average less than their male counterparts, and may struggle in a corporate environment. >> we have seen an uptick. running counter to the trend where we see a decrease in veterans going into entrepreneur ship. >> reporter: with lessons on

business strategy, marketing, pitching, the boot camp has been so successful, it's been activated at eight other universities another program helps women vets with small business skills and has seen 3,000 graduates 90% of those are still operating. if this woman, the growing is invaluable and helps her program business. >> it prepares you to be up for your the challenges, and, you know, know matter what you can keep persevering. >> reporter: it's expanded to nine consortium schools including florida state, purdue, which has graduated 2,000 studented to date. >> that's incredible i know the boot camp is free for veterans actually selected for it who's footing the bill >> for one, you have howard schultz, the former ceo of starbucks who gave $7.5 million.

but the others include jpmorgan chase, pepsico, walmart among others really this is the private sector stepping up to help veterans put their best feet forward, and the thing is the companies need to do it, becky, because they are desperate for skilled talent they're just looking for a few good men and women. >> contessa, thank you contessa brewer. joining us right now is a recent graduate of the syracuse program. he's the found er of his compan. thank you for being here. >> thank you for having me. >> you spent years in iraq thank you for your service. >> thank you. >> what did you find when you came out of the military what kind of skillsdied you have, and what did you need? >> for me, i initially went to undergrad, florida university. i was commissioned as a lieutenant and then straight to active duty in iraq and several

rotations down range so to speak. as i came back stateside, i was assigned to a national security agency, and there i was doing a lot of cyber security work there, and then when i transitioned out, you know, i in a limbo so to speak as to what i wanted to do essentially i wanted to stay within that community, so i had already obtained certifications and the technical acumen to transition, you know, easily, so to speak, but it was what did i want to do with my career at that point. >> what skills do you think you developed in the military that helped you in your entrepreneurial push, and what did you maybe need a little help from from the boot camp? >> like i said, time management, self-discipli self-discipline, you know, just that belief in self that, you know, no matter what adversity,

you know, befalls me, i can overcome it and push through when i was starting the business, there were several knowledge gaps that i had. i had developed a strong technical background and a consulting background, but as far as owning and operating a business, there were key elements of information that i didn't have. so it took me about two years to get all that information together, and a little bit of trial and error interspersed in there. and then i finally, you know, started getting the ball rolling. but when i got to, you know, that part of the program at syracuse, essentially it pack jed all of that information i took years accumulating and trying, you know, to put together and packaged it up in a bow and essentially put it right there for you. i kept asking myself, why didn't i know about this program years ago. >> what was your experience there? what did you learn. >> i learned a lot

identifying which type of legal structure to select, you know, be it an llc, a c-corp, an s-corp, what are the pros and cons associated with each one of those, which states to incorporate in, financing, 000 obtain financing you do take v.c. money or not, you know, a business plan. i had spent, you know, what, probably about four months writing one and rewriting one and going through edits and sending them to several individuals to review, but, you know, having that resource there. >> so, kela, tell me about red trace technology. >> it's a cyber security technology primarily focused on supporting the u.s. intelligence community. so we provide full spectrum cyber operations support that includes the offensive mission, defensive mission, red and blue team, essentially, you know, looking at owners' networks and trying to apply the best sound cyber security

networks to those practices. >> is it as scary out there in cyber space as we think it is. >> for me it's not i've been operating in this realm for ore a decade but, yeah, to the lay person, it would be. >> again, i want to thank you for your service. >> thank you. >> and thank you for sharing this experience with us. i wish you all the best of luck in this new endeavor too. >> thank you. >> kela, thank you. up next on "on the money," after posing as an airline pilot and a doctor, in the move "catch me if you can," how the documentary helps prevent scammers. we know what you need to be ready for in case it does. right now let's take a look at how the stockmarket ended the week

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welcome back, everybody. remember the movie "catch me if you can? based on the truestair leonardo dicaprio plays a teenager who cashed bogus checks. since then the fbi had helped catch new criminals. his new book is "scam me if you can. frank, thanks for being here. >> thanks for having me. >> love the movie. what you were doing at the time seemed more innocent you were a kid but for more than 40 years now, you've been helping the fbi. >> yes. >> what are you doing? why are you helping the fbi? why have you been, and what did

you learn about the book >> i've written other books, but they've been about banks and financial institutions i have written this book on behalf of aarp who has 30 million members, they're all seniors. but it was a time to look at all of the type of scams that are perpetrated against not only seniors, millennials, people coming home that are veterans, every type of scam the veteran scam, the sweepstakes scam i always felt education is the best tool. whether i'm teaching bankers or fbi or consumers, if i say to them, this is a scam, here's how it works, this is the regular flag, if they remember that, they're ghoingt to get scammed that's what i try do with this new book. >> i think about the things portrayed in the movie, where you were dressing up as an

airline pilot and things along the way. that's different from today. >> back then there were con men and con women which stood for confidence people. they were well dressed, well spoken, very likeable, and, of course, being a human being, there was a little bit of compassion they may have said, i'm not going to take all of this man's money. i'm just going to take some because he's a nice guy. now you're dealing with someone in pajamas with their cup of coffee in the kitchen in moscow. they never see you you never see them there is no emotion. they're going to take every penny you have because compassion has gone out the door. >> one of the lessons you're very actively telling people is don't use a debit card why? what's wrong with a debit card. >> i understand that some people don't handle money wrong i always use a credit card because there's no risk to me. if someone steals from me, i have no liability. if i buy somebody and they

refuse to take it back, there's no liability if i travel overseas, i use my credit card. yes, they charge me a fee to use the cash advance, but that fee is worth it in not exposing my bank account to somebody overseas. >> if you don't want to pay a fee, pay it off at the end of the month. >> of course, when you pay it off and pay the minimum due, you build credit in your nard r name in terms of a debit cart, you build nothing. >> in terms of social media where they hand out information, what would wow warn them. >> two things to remember. you never want to tell anybody where you were born and your date of birk that's 98% of stealing identity. if you tell them that, you're basically telling them your identity be careful of the photos you post of yourself are they a graduation style? those can be used by someone else a picture of you with your family or doing sports, but not

a straight on photograph about yourself. all of these photographs you get, are they stoppable or is there anything people should know. >> 50% of the robocalls are scams. we're seeing regulations where the company can alert you. >> can they make it stop >> they really can't make it stop because there's soo many hundreds of phone companies around the world what's going to happen is once you put a stop to robocalls, you're going to get robo texts it's another form of scam. >> it's a hydra. >> it really is. >> franks, thank you. >> thanks for having me. up next, we're "on the money. are you ready if a recession hits from retirement savings to job hunting, the steps you can take to make sure you are prepared. and later, domino's gets technical. why your next pizza delivery could look like this

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there's been a lot of talk about whether a recession is coming of course, recession is a period when economic activity slows down it's a part of the normal business cycle, but it can be scary, especially if you haven't prepared financially senior financial correspondent sharon epperson. good timing for this lots of questions. >> lots of questions, lots of

worry, lots of panic stop, breathe. think about what you can do. what do you have control over? we don't have control over the markets or the economy, either, but we do have control over our own income, our own savings, our own spending, and where we put our investments. so perhaps we can make some tweaks starting with your income and starting with your job. >> meaning i should get a second job? go out and get a raise. >> no, focus on your job and step up your game. monday morning say i'm going to give it all i vrk i'm going to be a cy cal play e they're not going to be able to live without me so if there are layoffs down the road, you're not going to be the first one to go. every couple of months update your resume. make sure people know what you're doing and reach out to recruiters, to your professional contacts again, keep that going on an ongoing basis. that's something we should all be doing, but we don't think about it now that there's all this talk,

let's see if we can do something about it. >> think about your finances, your savings. >> people don't have emergency savings at all look at your budget, how much more can you save, put into your savings account, and where can you put it put it where you can get the best interest you can. online savings account is going to be the best place if you were to get laid off or an emergency, three to six months worth of living expenses is a great start six to 12 months ma i be more realistic in terms of the time it may get you to get that job. >> you mention saving more does that mean we should be cutting back on spending >> review your budget and think of things you maybe can cut out, and you want to make sure you're paying down the debt that you can. this is something we don't do enough of. use cash you know, it can really help to curb what you're spending because you're just using cash, you're just using your debit card you're not going to rack up more debt again, if anything happens, if

there's a recession, you want to have as little debt as possible. >> what about a nest egg. >> if your money is invested in the stockmarket, you're not going to want to get access to that money for at least five year that should be a general rule of thumb. if it's money you're going to need, don't get access to the stockmarket. if it's already there, leave it there for retirement, college savings, whatever the long-term plan is. think about where you're going to put it. make sure you're diversified make sure if you can, maybe you convert some of your traditional 401(k) ira money to a roth account. maybe you consider putting more of your money into a roth. those are some things to think about. not just investing it but where're putting your money. >> sharon, thanks. >> sure. up next on "on the money,"

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release the beige book, which is a report on the regional economic conditions in the united states. on thursday we get a look at the services sector when the ism non-manufacturing report for august will be released. and the first game of the nfl's regular season will kick off it's the green bay packers playing the chicago bears. on friday we'll see how many jobs were gained or lost for the month of august. domino's pizza, it's a multi-million-dollar business, and this year it's headed back to the drawing board the company launched a new innovation lab at its headquarters in ann arbor, michigan, indicating a recipe for success. >> in its new innovation garage, it's looking more like a startup. it's here where teams from across the company come to collaborate and brainstorm new ideas that are not related to the menu. >> we've put this in place to really help us consider elevation in all things

delivery we're able to set up or break down a store in a matter of hours. we look at how to face the neurorobot how teams work in the stores so we make sure we're as efficient and cost-effective as we can be. >> there's a dedicated space for testing new offerings, including gps tracking for orders, which is expected to roll out by the end of the year. ebikes are a way to look at delivering food to geographic area and there's this the neurorobot is ready to deploy later this year it's an unmanned vehicle that will show up at your door. to use this, enter your four-digit code right here, the doors open on up, you grab your pizza, and go. there's also no tipping necessary. domino's isn't the only major restaurant letting investors and shareholders behind the screens as it innovates.

star box has a hub called the trier centerwhere it's testing out things in its headquarters in seattle for domino's, it's important to develop new ideas like it's on unlike other competitors who have deemed up with doordash and stubhub. putting stores closer to one another will be a good strategy. >> the first thing, we're not going to outsource our experience to someone else we want our customers interfacing with us any number of 20 odd ways they can order pizza from us. >> delivery is now available for any type of food customers are craving, companies are working overtime to stay ahead and inee vat. he says he believes there will be a shakeout and the deep discounting that many of the third-party food delivery

services is not sustainable long term. >> the neurorobot, when you open the door, how do you know people didn't go through your pizza >> they're testing that. there are two shelves. maybe they'll do one order on this side, one on the other. >> more lockboxes. >> i know. we know you don't want anyone touching your food i don't blame you. i'm sure they'll figure it out. >> good to see you. >> thank you. >> that's it i'm becky quick. next week, what not to do when you're shopping for new wheels each week keep it right here we're "on the money. have a great weekend, everybody, and we'll see you next weekend gives you the strongest hold ever to lock your dentures. so now you can eat tough food without worry. fixodent and forget it.

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hey there, it is 5:30 here at the nasdaq and that can only mean one thing it is time for "options action". here is what is coming up on the big show break out your flannel and pumpkin-spiced lattes because fall is around the corner. but if you think a september swoon is on the way, dan has one really cheap way to play it. he'll lay out his trade. then -- >> i'd like a room, please >> why do mike and carter say it is time to check out of this major hotel stock? they'll explain. and later --